Amarilis, a resident of Columbus, Ohio has credit cards with full balances. Amarilis owes over $20,000 on his Norwegian Cruise Line World MasterCard Credit Card and Kansas City Zoo Visa Credit Card alone, and now wants a personal loan of $70000 to clear up all of this debt. Amarilis's main credit card is Five Star Bank Visa Business Card, and they've got $23,000 on it as of December 20, 2011. The only practical way that Amarilis can repay his Five Star Bank Visa Business Card is with debt consolidation.
Amarilis started his career as an accountant and now is a chief financial officer in Columbus, Ohio. Amarilis accumulated $27,000 in credit card debt on their Five Star Bank Visa Business Card. The APR on this Five Star Bank Visa Business Card was 21%, much more than a traditional loan. Here are a few options for debt consolidation loans.
Debt Consolidation Loan
Amarilis attempted to obtain $113,000.00 for a down payment and was accepted with a co-signerPrinciple of LoanLength of Term (Years)Interest Rate (APR)Monthly Installment PaymentLending Institution
|$113420.00||7||10.4%||$1906.43||Northwest Ohio Bank|
|$112590.00||10||9.6%||$1463.06||The Freeport State Bank|
|$112510.00||11||11.2%||$1486.08||The Commercial and Savings Bank Company|
|$113300.00||11||10.8%||$1470.27||The Apple Creek Banking Company|
Amarilis has a personal loan from years ago of $27,000 from The Freeport State BankStarting Interest Rate (APR)Remaining principleLender nameLender cityLender StateLoan Obtained
|8.5% APR||$21868.92 outstanding||The Vinton Banking Company||Vinton||Ohio||32 months ago|
|11.1% APR||$20971.51 outstanding||The Ohio Valley Bank Company||Gallipolis||Ohio||33 months ago|
|10.0% APR||$21263.3 outstanding||The Citizens Bank||Fredericksburg||Ohio||30 months ago|
|8.6% APR||$20742.45 outstanding||The Peoples Bank||Gambier||Ohio||33 months ago|
Amarilis had other choices like The Peoples Bank, an option which may have been worth considering. This other choice had an interest rate of approximately 8.6% and Amarilis would still owe $20742.45 to her lender
Personal loan for $70000 - Columbus, Ohio
Applying for financing often alters clients credit scores. Once accepted, people undergo alterations to their credit. Amarilis experienced many changes to their credit over the course of the acceptance of this $70000 personal loan. Amarilis had an initial credit score of 706.
- When it comes to Fico, Amarilis possessed an initial credit score of 706, and so Amarilis has a good credit score
- On the Transunion system, Amarilis had a 690 credit score, a good credit score
- On the Experian system, Amarilis had a 722 credit score, a good credit rating
Amarilis found this personal loan from Buckeye National Bank, an institution of lending from Ohio
- Buckeye National Bank
- Street Address: 36 East Gay Street
- Branch city: Columbus
- Branch state: Ohio
- Branch zip code: 43215
- Branch County: Franklin
Calculated with the Fico scale, Amarilis has a good credit score of 506
Amarilis had a Transunion score of 690, which is regarded as good credit
Amarilis has an Experian score of 722. This is a good credit rating. If your rating is good like Amarilis, it will not affect your chances of obtaining a loan
Amarilis had a reduction in their credit as an obvious result of this personal loan
Applying for capital several times within a small amount of time will alter a person's credit score. In the case of Amarilis.
Starting Inquiry From Amarilis For This Personal Loan
I'm looking for a personal loan in the amount of $70,000. Can you recommend a few online lenders in Ohio?
- Client name: Amarilis
- County: Franklin
- Home State: Ohio
- Current zip code: 43217
- Current income: Undisclosed
- Profession: chief financial officer
- Credit Card Debt: $3000 on their Five Star Bank Visa Business Card
If You Are Now Searching For debt consolidation In Columbus, Ohio, Stress, and anxiety is normal. Regardless of your financial position, it is hard to work through consolidation. If you are struggling with your credit score, try working with Novita before you apply so you can save money on interest expenses.
embers of Ohio ought to provide more funding to students, providing them with an effective start in life.
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